Great Rates -- We Have Them. But Wait! There’s So Much More at WKFCU!

You will receive many benefits when you finance or refinance your new or used vehicle at Willis-Knighton Federal Credit Union. Let’s break it down!

Rates as low as 2.99% APR*

Our rates are very competitive with other lenders and start as low as 2.99% Annual Percentage Rate for members with an A+ credit rating.  The actual rate you receive is determined by your credit score and how many months you want to finance your vehicle

NO PAYMENT for 90 Days

Your first payment isn’t due until 90 days after you sign your loan papers.

Member Loyalty Discount -- 0.25% APR Off Your Rate

In appreciation for your loyalty and support, we offer this discount off the rate you qualify for on your vehicle. To receive the discount you must:

  1. Have been a member of WKFCU for at least 5 years
  2. Have at least 2 of the following services with us:  Checking, Share Certificate of Deposit, Direct Deposit, e-Statements or VISA Credit Card

The discount applies to collateralized loans only.

Get Pre-Approved -- It’s Easy

Be prepared, know what you can spend, before you shop. Fill out a loan application online at www.wkfcu.org, pick one up at a branch or we will fax an application to you.

New or Used

We offer the same rates for new or used vehicles. Some lenders offer higher rates and shorter terms.

Finance or Refinance

We offer the same rates whether you are financing the vehicle for the first time or you are financing it for the second time in order to lower your payment, your rate or your term.

Payroll Deduction

Avoid worries about making timely payments or late fees if you miss a payment.  Payments can be scheduled to be automatically sent to us from your payroll.

Free 3-year membership in MYEZCARCare Auto Service & Travel  Network. 

The member benefits include:

  • Auto Maintenance and Travel Discounts -- Saves you up to 35% everyday.
  • No more coupon clipping, printing or waiting for a sale.
  • Auto discounts on repair, service, and maintenance at over 10,000 locations nationwide.
  • Travel discounts at over 75,000 premium hotels and resorts.
  • Discounts on Avis and Budget rental cars
  • Discounts on Six Flags and Sea World
  • TripBeat discounted vacation resorts — over 2,000 resorts in 90 countries
  • Mobile app allows easy access to discounts anywhere.

Electronic Glovebox® and Mobile App

  • Your digital home for all your auto records
  • Service and payment reminders via email/mobile app.
  • Updating of service records by some service providers.
  • Digital tools to view and print service history.
  • Protection and documentation for vehicle warranty.
  • Recall notices and safety information at your fingertips.
  • Access to valuable auto information and state & driving resources.
  • MPG calculator and driving cost calculator.
  • Mobile app with 24/7 access to records.

AUTOLINK -- Car-Buying Service

AutoLink is available on our website, www.wkfcu.org.  Forget the hassle of hopping from dealer to dealer for a deal on your next vehicle. Now, you can buy your next car from the comfort of your own home with AutoLink.

  • Find new and used cars for sale close to you
  • See the average other buyers paid for the vehicle you want.
  • Compare vehicles side-by-side
  • Look up manufacturer rebates
  • Take a virtual test drive
  • Calculate your loan payment
  • Get Pre-Approved
  • Check your credit score
  • Pull vehicle history reports and safety ratings.

Options to Protect Your Vehicle -- Compare Our Prices to the Dealership Prices

GAP (Guaranteed Asset Protection)
If you owe more on your loan than your insurance will pay after an accident, GAP pays.

Mechanical Repair Coverage (Extended Warranty)
The average car repair costs more than $1,100. Protect yourself from these unexpected expenses.

Credit Disability and Credit Life Insurance
An injury, illness or a death can change everything in an instant. These products can help.

WKFCU is here for you before, during and after you purchase your vehicle. We’ll also check your buyer’s order for added fees and charges.  Shreveport: 318-621-0605; Bossier: 318-629-5622; www.wkfcu.org

Rates Quick View

Loan Rates (% As Low As)
Auto 4.80%
Boats 4.80%
Motorcycles 4.80%
Personal Loans 9.00%
Share Secured 4.00%
Certificate Rates (% As High As)
6 months 3.96%
12 months 4.32%
18 months 4.32%
24 months 4.16%
36 months 3.96%
48 months 3.96%
60 months 4.16%

View All Rates

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
Rates are subject to change without notice



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