Be Too Smart to Fool – Stop Fraud

For years, fraudsters have emerged and taken advantage of people when they are vulnerable, and with COVID-19 center stage right now, the opportunity for fraud is peaking. Fraudsters prey on emotion. Their favorite is fear. Here are some important things to remember:

1. Willis-Knighton Federal Credit Union will never text or email to ask for account numbers, card numbers or your PIN.
2. Don’t donate to charities until you fact-check to make sure the charity is real at https://www.consumer.ftc.gov/features/how-donate-wisely-and-avoid-charity-scams.
3. Be attentive to the elderly. Fraudsters are targeting them with offers to grocery shop and then requesting their private banking information for payment.
4. Visit only trusted online shopping sites. Be skeptical of any website that offers premium goods at unbelievable prices — no matter how authentic-looking it is. This includes free trial offers that dupe you into monthly fees in the fine print because the dollar amounts are spelled out in words (five dollars) rather than listed in a typical dollar-amount format ($5).
5. Don’t wire money to anyone without being 100% certain you know the receiver is who you think it is. Have you called them using a phone number in your contacts to confirm they need the funds?
6. Hang up on robocalls. Pressing a key, even the opt-out option, may lead to more calls. Get more information about robocalls at https://www.consumer.ftc.gov/articles/0259-robocalls#legal.
7. Don’t respond to texts and emails about checks from the government or threats from the IRS. Rest assured, if the government wants to get in touch with you, it will likely be by U.S. mail.

It is always important to keep a close watch on your accounts. WKFCU offers several ways you can check your accounts 24/7 for deposits coming into your account and payments going out:

1. Internet Teller
2. Mobile App
3. Telephone Teller
4. Mobile Text Banking

There is a step-by-step Instruction Sheet on our website -- www.wkfcu.org/Documents/Get-Plugged-In/How-To-Sheet.pdf.

The Shazam BOLT$ App is also a great way to keep track of your debit card. You can download it from your App Store and set it up to notify you when you debit card is used or to temporarily turn it off and back on. Check it out atwww.wkfcu.org/Services/Shazam-Bolt/.

We are making loans everyday. With rates for Vehicles, Boats & more as low as 2.99% APR* and NO Payment for 90 Days, now is a great time to shop. You can do it from the safety of your home by using AUTOLINK, our car buying service on our website, www.wkfcu.org/Loans/AutoLink/.

Our Drive-Thrus are open extended hours while our lobbies are closed to walk-in traffic. However, the lobbies and the Loan Center are available by appointment. You can still join the credit union, make changes to your existing accounts and apply for a loan. If you have concerns about meeting your financial obligations, please give us a call.

Shreveport Branch: 318-621-0605; Bossier Branch 318-629-5622; www.wkfcu.org

We Are Still Here For You – Just In a Slightly Different Way!

(Annual Percentage Rate. Some Restrictions Apply. Limited Time Offer.)