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Snap! Send !Deposit!

Important Things to Know About Remote Deposit

It’s Simple, Safe and Saves Time. Use the WKFCU Mobile App and the camera on your mobile device.

The First Step is to Register.
Log In to the WKFCU Mobile App, select the Deposit Feature at the bottom and fill out and submit the information. Your registration will be completed within 24 business hours and you will be notified of approval or rejection.

You must endorse the back of the check properly or it will be rejected.

  • Sign your name.
  • Print your account number
  • Print: FOR MOBILE DEPOSIT ONLY WKFCU. This is for your protection so that the check cannot be deposited multiple times and you will be responsible for paying back the funds or suspected of attempted fraud.

Endorse

When you are ready to deposit the check, open the WKFCU Mobile App and select the Deposit Feature

  • Select the account to receive the deposit
  • Enter the check amount.
  • Snap CLEAR photos of the front and back of the check.
  • Be sure that all four corners of the check is in the picture. The App will remind you.
  • The App will also remind you to be sure you endorsed the check properly. We must be able to read the endorsement.

Endorse

SEND!

  • You will receive confirmation that your deposit is being processed. It may take up to 24 hours for the deposit to be available.
  • Deposits made on weekends and holidays should be available the next business day.
  • The status will show up under Deposit History under the Mobile Deposit feature.
  • If the deposit is approved, your funds will be available after 3 p.m.
  • Deposits made after 2:30 p.m. will be processed the next business day

IF YOUR DEPOSIT IS REJECTED.
This will show up under the Deposit History. You will also receive an email explaining why the deposit was rejected and how to correct it.

Other Things to Note:

  • All checks are subject to the same quidelines for holds as if they were deposited at a branch. If your check requires a hold, you will be notified by email and it will show that it is on hold in the Deposit History.
  • You cannot deposit checks made out to someone else and signed over to you.
  • Keep your original check until the deposit is completed.

Save yourself a trip to the branch. Snap! Send! Deposit!

Rates Quick View

Loan Rates (% As Low As)
APR*
Auto 2.99%
Boats 2.99%
Motorcycles 2.99%
Personal Loans 9.00%
Share Secured 4.00%
Certificate Rates (% As High As)
APY*
6 months 0.40%
12 months 0.60%
18 months 0.60%
24 months 0.80%
36 months 0.90%
48 months 1.00%
60 months 1.05%

View All Rates

*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
Rates are subject to change without notice

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