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Tips For Good Money Hygiene

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Here are some "Tips For Good Money Hygiene"

We know you’re careful to avoid touching your face and to wash your hands frequently and thoroughly with soap and water for at least 20 seconds. But did you know that the cash in your wallet is carrying thousands of germs and other microorganisms? Debit cards aren’t much better, and usually carry their own armies of germs and microorganisms.

As the coronavirus continues to spread, it’s best to stick to these guidelines for hygienic money management:

Bank online. Use the WKFCU Mobile App Or Internet Teller on our website, www.wkfcu.org, to check the balance in your accounts, deposit checks with Mobile Deposit & more.

Disinfect and clean debit cards. They can pick up germs from every surface they contact and should be cleaned and sanitized often.

To Clean Your Debit or Credit Cards:

  1. Use a damp cotton cloth and non-abrasive soap to wipe the card and then dry it thoroughly with a cotton towel.
  2. Use an antibacterial wipe or baby wipe.
  3. Spray a cotton ball with antibacterial cleaner, or alcohol and then use the cotton ball to wipe down the card.

Minimize the use of cash. Cash can carry a tremendous amount of germs since it changes hands very often.

Wash your hands with soap and water for a minimum of 20 seconds after touching cash, or a debit or credit card.

Wash your hands before and after touching a payment terminal or an ATM.

Follow these guidelines to keep safe and to help stop the spread of the coronavirus.

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Loan Rates (% As Low As)
APR*
Auto 2.99%
Boats 2.99%
Motorcycles 2.99%
Personal Loans 9.00%
Share Secured 4.00%
Certificate Rates (% As High As)
APY*
6 months 0.40%
12 months 0.80%
18 months 0.80%
24 months 0.90%
36 months 1.00%
48 months 1.10%
60 months 1.15%

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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
Rates are subject to change without notice

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