Available Nov. 1 - Dec. 21, 2023
*Annual Percentage Rate. Membership and Approved Credit Required. Some Restrictions Apply. One year of employment at current job required. Payment is $60 bi-weekly over 10 months and must be payroll deducted or ACH direct debit. Offer ends December 21, 2023
Open a Christmas Club Savings Account, set up payroll deduction and be ready to shop in October. No withdrawals until Oct, 2024, earns you dividends. On the first business day in October, your money is transferred to your regular share/savings account. The club automatically starts over again. There is a $10 fee for each early withdrawal. Funds must remain in the Christmas Club Account until October 1 to receive dividends.
Download Skip-a-Pay Form
Select one month to skip your loan payment for only a $30 processing fee. The fee may be paid by cash, check, or transfer from savings or checking.
Deadline to Request To Skip a Payment: For November - Nov. 7; For December - Dec. 5. Print a Skip-a-Pay Form below or get one at a branch. Fill it out and return it to a branch.
Holiday Skip-A-Pay - Skipping two consecutive bi-weekly payments is equal to skipping one monthly payment on your loan. By signing the form you authorize Willis-Knighton Federal Credit Union to extend your final loan payment by one month. The $30 processing fee per loan will be automatically deducted from your savings or checking account or you may pay with cash or check. Interest will continue to accumulate on your loan during the period that you skip your payment. Payments made through payroll deduction or direct deposit will be deposited into your share savings account for the period that you are skipping your payments. Your account must be in good-standing to be eligible for the skip-a-payment program. Real Estate loans, credit cards, first payment loans and delinquent loans are not eligible for this promotion.You may only skip ONE payment per loan.
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*APR = Annual Percentage Rate
*APY = Annual Percentage Yield
Rates are subject to change without notice
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